Mortgage Advisers in Wrington

Get instant quotes from experienced mortgage advisers in Wrington

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Keys
  • All our mortgage adviser partners are authorised and regulated by the Financial Conduct Authority
  • All tried-and-tested local mortgage specialists

The easy way to find a mortgage adviser today

Step 1

1. Complete and submit the enquiry form.

Step 2

2. You will receive details from three mortgage advisers from our panel of approved suppliers.

Step 3

3. They will be in touch to discuss your requirements, or if you are in a hurry, you can contact them.

Wrington Mortgage Advisers

Are you seeking a Mortgage Adviser in the Wrington area?

While it's possible to arrange a mortgage on your own, many buyers opt to hire a mortgage adviser to help with the process. A mortgage adviser will handle the hard work, searching for the best mortgage rates and informing you of the benefits and drawbacks of different options. Once you choose a mortgage offer, they will complete the paperwork and submit it to the lender on your behalf.

Why use a Mortgage Adviser?

  • Independent mortgage advisers have in-depth knowledge of the diverse range of mortgage products offered by numerous lenders.
  • If you are self-employed or have unusual financial circumstances, a mortgage adviser can identify lenders that best meet your specific requirements and are more likely to accept your application.
  • Consulting a regulated mortgage adviser provides more protection compared to choosing a mortgage product on your own.
  • Using the services of a mortgage adviser can save you substantial amount of time and effort, ensuring you secure the best mortgage deal for your needs.
  • Considering that most mortgage terms last between 2 and 5 years, selecting an unsuitable mortgage can result in significant financial losses over time.

How much does a Mortgage Adviser cost?

Mortgage advisers will either work for a fixed fee, or get paid on a commission basis. This means they get paid by the lender once the mortgage is approved. On occasions, this commission is added to your mortgage so you will not be required to pay the money upfront.

In some circumstances, the adviser’s commission will be paid by the lender and you won’t be charged for their time. Before instructing an adviser, make sure you check how they will be paid. You may need to factor in their cost into your overall budget.

Why use a House Nous recommended Wrington Mortgage Adviser

  • Trusted Partners
    Every mortgage adviser partnered with House Nous is authorised and regulated by the Financial Conduct Authority.
  • Competitive Pricing
    You'll receive quotes from at least three different mortgage advisers, enabling you to easily compare prices and find the right mortgage adviser for you.
  • Proven Quality
    All of our mortgage advisers are specialists with a strong track record of delivering high-quality service.
  • Local Expertise
    Having insight into the local property market is essential when searching for the right mortgage. Local advisers offer the added advantages of in-person meetings and streamlined document management.

Mortgage advice

What is Shared Ownership?

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Shared Ownership/Share To Buy are schemes designed to support first time buyers in entering the property market. Under this scheme, you would purchase a percentage of your home between 10% and 75%.

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Costs to consider after moving

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Buying a property will likely be the most expensive purchase you’ll ever make, and it is important to consider the ongoing cost of owning a property as well as the purchasing costs.

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Making an offer

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The offer process will be heavily influenced by local market conditions. Estate agents will list properties at an asking price based on their experience of similar properties in the local area.

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Latest news

Mortgage lenders step up competition with Nationwide offering first time buyers up to 6x salary with a 5% deposit

October 4th, 2024

Competition between mortgage lenders has been on the increase in recent months with lenders offering new buyers the best deals.

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Bank of England announces first interest rate cut since 2020

August 5th, 2024

On 1st August 2024, The Bank of England announced their first cut to the base interest rate since March 2020. In a closely debated decision, the rate has been cut from 5.25% to 5%.

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Schemes available to help first time buyers get on the housing ladder

July 24th, 2024

Saving for a deposit is a massive challenge for first time buyers in the UK. Here we cover some of the schemes available to help first time buyers get on the housing ladder.

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Helping movers to move

From property conveyancers to surveyors, mortgage advisors and removals companies, our trusted partners are qualified and accredited.