Mortgage Advisers in Westbury on Trym

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Keys
  • All our mortgage adviser partners are authorised and regulated by the Financial Conduct Authority
  • All tried-and-tested local mortgage specialists

The easy way to find a mortgage adviser today

Step 1

1. Complete and submit the enquiry form.

Step 2

2. You will receive details from three mortgage advisers from our panel of approved suppliers.

Step 3

3. They will be in touch to discuss your requirements, or if you are in a hurry, you can contact them.

Westbury on Trym Mortgage Advisers

Are you looking for a Mortgage Adviser in the Westbury on Trym area?

Organising a mortgage is a major part of buying a property.

Although you can organise a mortgage by yourself, most buyers choose to appoint a mortgage adviser to assist them in this process. The mortgage adviser will do the leg work for you, they will search for the best mortgage rate and advise you of the benefits and drawbacks of the mortgages available. Once you have selected a mortgage offer, they will fill in the paperwork for you and submit this to the lender.

Why use a Mortgage Adviser?

  • Independent mortgage advisers have in-depth knowledge of the diverse range of mortgage products offered by numerous lenders.
  • If you are self-employed or have unusual financial circumstances, a mortgage adviser can identify lenders that best meet your specific requirements and are more likely to accept your application.
  • Consulting a regulated mortgage adviser provides more protection compared to choosing a mortgage product on your own.
  • Using the services of a mortgage adviser can save you substantial amount of time and effort, ensuring you secure the best mortgage deal for your needs.
  • Considering that most mortgage terms last between 2 and 5 years, selecting an unsuitable mortgage can result in significant financial losses over time.

How much does a Mortgage Adviser cost?

Mortgage advisers may charge a fixed fee or be compensated through commission. If they work on commission, they are paid by the lender once your mortgage is approved. Sometimes, this commission can be added to your mortgage, so you won't have to pay it upfront.

In some situations, the lender covers the adviser's commission, so you won't be charged for their time. Before you hire a mortgage adviser, make sure to check how they will be paid, as you may need to include their costs in your overall budget.

Why use a House Nous recommended Westbury on Trym Mortgage Adviser

  • Trusted Partners
    Our mortgage adviser partners at House Nous are fully authorised and regulated by the Financial Conduct Authority, ensuring reliability and compliance.
  • Competitive Pricing
    You'll receive quotes from at least three different mortgage advisers, enabling you to easily compare prices and find the best option for your needs.
  • Proven Quality
    All our mortgage advisers are specialists known for their exceptional service and successful track record in delivering high-quality advice.
  • Local Expertise
    Understanding the local property market is crucial for finding the right mortgage. With local advisers, you can also benefit from face-to-face meetings and convenient document handling.

Mortgage advice

Difference between fixed-rate and variable-rate mortgages

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There are several different types available, but we are going to concentrate on the two main ones, fixed-rate and variable-rate.

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What is a Buy-to-Let Mortgage?

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A buy-to-let mortgage is a specific type of loan designed for people who want to purchase a property to rent out rather than live in. Understanding buy-to-let mortgages is essential for anyone taking their first steps in becoming a landlord.

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Making an offer

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The offer process will be heavily influenced by local market conditions. Estate agents will list properties at an asking price based on their experience of similar properties in the local area.

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Latest news

Mortgage lenders step up competition with Nationwide offering first time buyers up to 6x salary with a 5% deposit

October 4th, 2024

Competition between mortgage lenders has been on the increase in recent months with lenders offering new buyers the best deals.

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Bank of England announces first interest rate cut since 2020

August 5th, 2024

On 1st August 2024, The Bank of England announced their first cut to the base interest rate since March 2020. In a closely debated decision, the rate has been cut from 5.25% to 5%.

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Schemes available to help first time buyers get on the housing ladder

July 24th, 2024

Saving for a deposit is a massive challenge for first time buyers in the UK. Here we cover some of the schemes available to help first time buyers get on the housing ladder.

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Helping movers to move

From property conveyancers to surveyors, mortgage advisors and removals companies, our trusted partners are qualified and accredited.