Mortgage Advisers in Thornbury

Get instant quotes from experienced mortgage advisers in Thornbury

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Keys
  • All our mortgage adviser partners are authorised and regulated by the Financial Conduct Authority
  • All tried-and-tested local mortgage specialists

The easy way to find a mortgage adviser today

Step 1

1. Complete and submit the enquiry form.

Step 2

2. You will receive details from three mortgage advisers from our panel of approved suppliers.

Step 3

3. They will be in touch to discuss your requirements, or if you are in a hurry, you can contact them.

Thornbury Mortgage Advisers

Are you in need of a Mortgage Adviser in the Thornbury area?

Arranging a mortgage is a key part of the property-buying process.

Though you can secure a mortgage on your own, most buyers prefer to enlist the help of a mortgage adviser. These professionals handle the legwork by finding the best mortgage rates and explaining the pros and cons of each option. Once you decide on a mortgage offer, they will complete and submit the necessary paperwork to the lender for you.

Why use a Mortgage Adviser?

  • Independent mortgage advisers possess extensive knowledge of the mortgage products offered by various lenders.
  • When you seek advice from a regulated mortgage adviser, you have more protections compared to choosing a mortgage product on your own.
  • If you are self-employed or have unique circumstances, a mortgage adviser can identify which lenders are best suited to your specific needs and are most likely to accept your application.
  • Using a mortgage adviser can save you a considerable amount of time and effort, ensuring you secure the right mortgage deal for your needs.
  • Given that most mortgage terms range from 2 to 5 years, selecting the wrong mortgage can be costly in the long run.

How much does a Mortgage Adviser cost?

Mortgage advisers will either work for a fixed fee, or get paid on a commission basis. This means they get paid by the lender once the mortgage is approved. On occasions, this commission is added to your mortgage so you will not be required to pay the money upfront.

In some circumstances, the adviser’s commission will be paid by the lender and you won’t be charged for their time. Before instructing an adviser, make sure you check how they will be paid. You may need to factor in their cost into your overall budget.

Why use a House Nous recommended Thornbury Mortgage Adviser

  • Trusted Partners
    Every mortgage adviser partnered with House Nous is authorised and regulated by the Financial Conduct Authority.
  • Competitive Pricing
    You'll receive quotes from at least three different mortgage advisers, enabling you to easily compare prices and find the right mortgage adviser for you.
  • Proven Quality
    All of our mortgage advisers are specialists with a strong track record of delivering high-quality service.
  • Local Expertise
    Having insight into the local property market is essential when searching for the right mortgage. Local advisers offer the added advantages of in-person meetings and streamlined document management.

Mortgage advice

What is Shared Ownership?

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Shared Ownership/Share To Buy are schemes designed to support first time buyers in entering the property market. Under this scheme, you would purchase a percentage of your home between 10% and 75%.

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How long does it take to get a mortgage?

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When you're ready to take the leap into homeownership, one of the steps that will likely play a crucial part is securing a mortgage.

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How to get the best mortgage deals

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Signing up to a mortgage is a major part of buying a property, and typically you’ll be locked in to the mortgage for 2-5 years, so getting the best deal is critical.

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Latest news

Mortgage lenders step up competition with Nationwide offering first time buyers up to 6x salary with a 5% deposit

October 4th, 2024

Competition between mortgage lenders has been on the increase in recent months with lenders offering new buyers the best deals.

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Bank of England announces first interest rate cut since 2020

August 5th, 2024

On 1st August 2024, The Bank of England announced their first cut to the base interest rate since March 2020. In a closely debated decision, the rate has been cut from 5.25% to 5%.

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Schemes available to help first time buyers get on the housing ladder

July 24th, 2024

Saving for a deposit is a massive challenge for first time buyers in the UK. Here we cover some of the schemes available to help first time buyers get on the housing ladder.

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Helping movers to move

From property conveyancers to surveyors, mortgage advisors and removals companies, our trusted partners are qualified and accredited.