Mortgage Advisers in Stoke Bishop

Get instant quotes from experienced mortgage advisers in Stoke Bishop

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Keys
  • All our mortgage adviser partners are authorised and regulated by the Financial Conduct Authority
  • All tried-and-tested local mortgage specialists

The easy way to find a mortgage adviser today

Step 1

1. Complete and submit the enquiry form.

Step 2

2. You will receive details from three mortgage advisers from our panel of approved suppliers.

Step 3

3. They will be in touch to discuss your requirements, or if you are in a hurry, you can contact them.

Stoke Bishop Mortgage Advisers

Are you in need of a Mortgage Adviser in the Stoke Bishop area?

Arranging a mortgage is a key part of the property-buying process.

Though you can secure a mortgage on your own, most buyers prefer to enlist the help of a mortgage adviser. These professionals handle the legwork by finding the best mortgage rates and explaining the pros and cons of each option. Once you decide on a mortgage offer, they will complete and submit the necessary paperwork to the lender for you.

Why use a Mortgage Adviser?

  • Independent mortgage advisers have a wide knowledge of mortgage products available on the market from lots of different lenders.
  • If you are self-employed or have unusual circumstances a mortgage adviser may know which lenders are suited to your particular needs.
  • You have more rights when you take advice from a regulated mortgage adviser than if you choose a mortgage product by yourself.
  • You can save a significant amount of time and effort and ensure you are getting the right mortgage deal for your needs.
  • Most mortgage periods last between 2 and 5 years. So arranging a mortgage that isn’t right for you can cost you a significant amount of money.

How much does a Mortgage Adviser cost?

Mortgage advisers will either charge a set fee or earn through commission on the mortgage. If paid by commission, they receive payment from the lender after your mortgage is approved. Sometimes this commission is added to your mortgage, so you won't have to pay it immediately.

In some instances, the lender pays the mortgage adviser's commission, meaning you won't be billed for their services. Before engaging a mortgage adviser, confirm their payment structure. You might need to account for their fees in your overall budget.

Why use a House Nous recommended Stoke Bishop Mortgage Adviser

  • Trusted Partners
    Every mortgage adviser partnered with House Nous is authorised and regulated by the Financial Conduct Authority, ensuring reliability and compliance.
  • Competitive Pricing
    You'll receive quotes from at least three different mortgage advisers, enabling you to compare prices and find the help you need.
  • Proven Quality
    Our mortgage advisers are experts known for consistently providing exceptional service and achieving excellent results.
  • Local Expertise
    A thorough understanding of the local property market can help an adviser find the right mortgage. Face to face meetings and being able to drop off and collect documentation are other advantages of using a local mortgage adviser.

Mortgage advice

What documents do I need for a mortgage application?

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Applying for a mortgage can be a detailed and sometimes daunting process. To ensure a smooth and successful application, it’s crucial to be well-prepared with all the necessary documentation.

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Main types of Mortgages

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There are several types of mortgages available to house buyers in the UK and knowing which one best suits your needs is essential before you submit a request.

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First time home sellers

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Selling your first home, what to expect and what you need to know.

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Latest news

Mortgage lenders step up competition with Nationwide offering first time buyers up to 6x salary with a 5% deposit

October 4th, 2024

Competition between mortgage lenders has been on the increase in recent months with lenders offering new buyers the best deals.

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Bank of England announces first interest rate cut since 2020

August 5th, 2024

On 1st August 2024, The Bank of England announced their first cut to the base interest rate since March 2020. In a closely debated decision, the rate has been cut from 5.25% to 5%.

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Schemes available to help first time buyers get on the housing ladder

July 24th, 2024

Saving for a deposit is a massive challenge for first time buyers in the UK. Here we cover some of the schemes available to help first time buyers get on the housing ladder.

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Helping movers to move

From property conveyancers to surveyors, mortgage advisors and removals companies, our trusted partners are qualified and accredited.