Mortgage Advisers in Melksham

Get instant quotes from experienced mortgage advisers in Melksham

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Keys
  • All our mortgage adviser partners are authorised and regulated by the Financial Conduct Authority
  • All tried-and-tested local mortgage specialists

The easy way to find a mortgage adviser today

Step 1

1. Complete and submit the enquiry form.

Step 2

2. You will receive details from three mortgage advisers from our panel of approved suppliers.

Step 3

3. They will be in touch to discuss your requirements, or if you are in a hurry, you can contact them.

Melksham Mortgage Advisers

Do you need a Mortgage Adviser in the Melksham area?

Securing a mortgage is a crucial element of buying a property.

While you can arrange a mortgage yourself, many buyers prefer to seek the assistance of a mortgage adviser. These experts take care of the hard work by searching for the best mortgage rates and outlining the benefits and drawbacks of each option. After you select a mortgage offer, they will handle the paperwork and submit it to the lender on your behalf.

Why use a Mortgage Adviser?

  • Independent mortgage advisers have a wide knowledge of mortgage products available on the market from lots of different lenders.
  • If you are self-employed or have unusual circumstances a mortgage adviser may know which lenders are suited to your particular needs.
  • You have more rights when you take advice from a regulated mortgage adviser than if you choose a mortgage product by yourself.
  • You can save a significant amount of time and effort and ensure you are getting the right mortgage deal for your needs.
  • Most mortgage periods last between 2 and 5 years. So arranging a mortgage that isn’t right for you can cost you a significant amount of money.

How much does a Mortgage Adviser cost?

Mortgage advisers will either work for a fixed fee, or get paid on a commission basis. This means they get paid by the lender once the mortgage is approved. On occasions, this commission is added to your mortgage so you will not be required to pay the money upfront.

In some circumstances, the adviser’s commission will be paid by the lender and you won’t be charged for their time. Before instructing an adviser, make sure you check how they will be paid. You may need to factor in their cost into your overall budget.

Why use a House Nous recommended Melksham Mortgage Adviser

  • Trusted Partners
    Every mortgage adviser partnered with House Nous is authorised and regulated by the Financial Conduct Authority.
  • Competitive Pricing
    You'll receive quotes from at least three different mortgage advisers, enabling you to easily compare prices and find the right mortgage adviser for you.
  • Proven Quality
    All of our mortgage advisers are specialists with a strong track record of delivering high-quality service.
  • Local Expertise
    Having insight into the local property market is essential when searching for the right mortgage. Local advisers offer the added advantages of in-person meetings and streamlined document management.

Mortgage advice

Costs to consider after moving

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Buying a property will likely be the most expensive purchase you’ll ever make, and it is important to consider the ongoing cost of owning a property as well as the purchasing costs.

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What is a Buy-to-Let Mortgage?

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A buy-to-let mortgage is a specific type of loan designed for people who want to purchase a property to rent out rather than live in. Understanding buy-to-let mortgages is essential for anyone taking their first steps in becoming a landlord.

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Main types of Mortgages

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There are several types of mortgages available to house buyers in the UK and knowing which one best suits your needs is essential before you submit a request.

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Latest news

Mortgage lenders step up competition with Nationwide offering first time buyers up to 6x salary with a 5% deposit

October 4th, 2024

Competition between mortgage lenders has been on the increase in recent months with lenders offering new buyers the best deals.

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Bank of England announces first interest rate cut since 2020

August 5th, 2024

On 1st August 2024, The Bank of England announced their first cut to the base interest rate since March 2020. In a closely debated decision, the rate has been cut from 5.25% to 5%.

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Schemes available to help first time buyers get on the housing ladder

July 24th, 2024

Saving for a deposit is a massive challenge for first time buyers in the UK. Here we cover some of the schemes available to help first time buyers get on the housing ladder.

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Helping movers to move

From property conveyancers to surveyors, mortgage advisors and removals companies, our trusted partners are qualified and accredited.