Mortgage Advisers in Long Ashton

Get instant quotes from experienced mortgage advisers in Long Ashton

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Keys
  • All our mortgage adviser partners are authorised and regulated by the Financial Conduct Authority
  • All tried-and-tested local mortgage specialists

The easy way to find a mortgage adviser today

Step 1

1. Complete and submit the enquiry form.

Step 2

2. You will receive details from three mortgage advisers from our panel of approved suppliers.

Step 3

3. They will be in touch to discuss your requirements, or if you are in a hurry, you can contact them.

Long Ashton Mortgage Advisers

Are you looking for a Mortgage Adviser in the Long Ashton area?

Organising a mortgage is a major part of buying a property.

Although you can organise a mortgage by yourself, most buyers choose to appoint a mortgage adviser to assist them in this process. The mortgage adviser will do the leg work for you, they will search for the best mortgage rate and advise you of the benefits and drawbacks of the mortgages available. Once you have selected a mortgage offer, they will fill in the paperwork for you and submit this to the lender.

Why use a Mortgage Adviser?

  • Independent mortgage advisers possess extensive knowledge of the mortgage products offered by various lenders.
  • When you seek advice from a regulated mortgage adviser, you have more protections compared to choosing a mortgage product on your own.
  • If you are self-employed or have unique circumstances, a mortgage adviser can identify which lenders are best suited to your specific needs and are most likely to accept your application.
  • Using a mortgage adviser can save you a considerable amount of time and effort, ensuring you secure the right mortgage deal for your needs.
  • Given that most mortgage terms range from 2 to 5 years, selecting the wrong mortgage can be costly in the long run.

How much does a Mortgage Adviser cost?

Mortgage advisers may either charge a fixed fee or work on a commission basis. When paid on commission, they receive payment from the lender once the mortgage is approved. Sometimes, this commission is added to your mortgage, meaning you won't need to pay it upfront.

In certain cases, the lender covers the adviser's commission, so you won't incur any charges for their services. Before hiring an adviser, ensure you understand how they will bill for their services. You may need to include their fees in your overall budget.

Why use a House Nous recommended Long Ashton Mortgage Adviser

  • Trusted Partners
    Every mortgage adviser partnered with House Nous is authorised and regulated by the Financial Conduct Authority, ensuring reliability and compliance.
  • Competitive Pricing
    You'll receive quotes from at least three different mortgage advisers, enabling you to compare prices and find the help you need.
  • Proven Quality
    Our mortgage advisers are experts known for consistently providing exceptional service and achieving excellent results.
  • Local Expertise
    A thorough understanding of the local property market can help an adviser find the right mortgage. Face to face meetings and being able to drop off and collect documentation are other advantages of using a local mortgage adviser.

Mortgage advice

Costs to consider after moving

BuyingMortgages

Buying a property will likely be the most expensive purchase you’ll ever make, and it is important to consider the ongoing cost of owning a property as well as the purchasing costs.

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What is Shared Ownership?

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Shared Ownership/Share To Buy are schemes designed to support first time buyers in entering the property market. Under this scheme, you would purchase a percentage of your home between 10% and 75%.

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What is a Buy-to-Let Mortgage?

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A buy-to-let mortgage is a specific type of loan designed for people who want to purchase a property to rent out rather than live in. Understanding buy-to-let mortgages is essential for anyone taking their first steps in becoming a landlord.

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Latest news

UK house prices reach record high, Halifax reports

December 2nd, 2024 BuyingEstate AgentsMortgagesOwning

The average price of a home in the UK has climbed to a record-breaking £293,999 in October, according to Halifax, the nation’s largest mortgage lender. This surpasses the previous peak of £293,507 recorded in June 2022.

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Changes to stamp duty set for April 2025

November 28th, 2024 BuyingConveyancingEstate Agents

From 1st April 2025, significant changes to Stamp Duty Land Tax (SDLT) will take effect as the temporary thresholds introduced in September 2022 come to an end. These adjustments are expected to have a notable impact on property buyers, particularly those

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Mortgage lenders step up competition with Nationwide offering first time buyers up to 6x salary with a 5% deposit

October 4th, 2024

Competition between mortgage lenders has been on the increase in recent months with lenders offering new buyers the best deals.

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Helping movers to move

From property conveyancers to surveyors, mortgage advisors and removals companies, our trusted partners are qualified and accredited.