Mortgage Advisers in Horfield

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Keys
  • All our mortgage adviser partners are authorised and regulated by the Financial Conduct Authority
  • All tried-and-tested local mortgage specialists

The easy way to find a mortgage adviser today

Step 1

1. Complete and submit the enquiry form.

Step 2

2. You will receive details from three mortgage advisers from our panel of approved suppliers.

Step 3

3. They will be in touch to discuss your requirements, or if you are in a hurry, you can contact them.

Horfield Mortgage Advisers

Are you looking for a Mortgage Adviser in the Horfield area?

Organising a mortgage is a major part of buying a property.

Although you can organise a mortgage by yourself, most buyers choose to appoint a mortgage adviser to assist them in this process. The mortgage adviser will do the leg work for you, they will search for the best mortgage rate and advise you of the benefits and drawbacks of the mortgages available. Once you have selected a mortgage offer, they will fill in the paperwork for you and submit this to the lender.

Why use a Mortgage Adviser?

  • Independent mortgage advisers possess extensive knowledge of the mortgage products offered by various lenders.
  • When you seek advice from a regulated mortgage adviser, you have more protections compared to choosing a mortgage product on your own.
  • If you are self-employed or have unique circumstances, a mortgage adviser can identify which lenders are best suited to your specific needs and are most likely to accept your application.
  • Using a mortgage adviser can save you a considerable amount of time and effort, ensuring you secure the right mortgage deal for your needs.
  • Given that most mortgage terms range from 2 to 5 years, selecting the wrong mortgage can be costly in the long run.

How much does a Mortgage Adviser cost?

Mortgage advisers may charge a fixed fee or be compensated through commission. If they work on commission, they are paid by the lender once your mortgage is approved. Sometimes, this commission can be added to your mortgage, so you won't have to pay it upfront.

In some situations, the lender covers the adviser's commission, so you won't be charged for their time. Before you hire a mortgage adviser, make sure to check how they will be paid, as you may need to include their costs in your overall budget.

Why use a House Nous recommended Horfield Mortgage Adviser

  • Trusted Partners
    All House Nous mortgage adviser partners are authorised and regulated by the Financial Conduct Authority.
  • Competitive Pricing
    You will receive at least three cost estimates from different mortgage advisers, allowing you to compare prices.
  • Proven Quality
    All of our mortgage advisers are specialists with a strong track record of delivering high-quality service.
  • Local Expertise
    A thorough understanding of the local property market can prove invaluable to helping you find the right mortgage. Face to face meetings and being able to drop off and collect documentation are other advantages of using a local mortgage adviser.

Mortgage advice

What documents do I need for a mortgage application?

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Applying for a mortgage can be a detailed and sometimes daunting process. To ensure a smooth and successful application, it’s crucial to be well-prepared with all the necessary documentation.

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What is a tenancy in common?

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When buying or selling property, understanding the different ways you can own property is crucial. One common form of property ownership is known as a "tenancy in common."

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First time home sellers

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Latest news

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October 4th, 2024

Competition between mortgage lenders has been on the increase in recent months with lenders offering new buyers the best deals.

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On 1st August 2024, The Bank of England announced their first cut to the base interest rate since March 2020. In a closely debated decision, the rate has been cut from 5.25% to 5%.

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Schemes available to help first time buyers get on the housing ladder

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Saving for a deposit is a massive challenge for first time buyers in the UK. Here we cover some of the schemes available to help first time buyers get on the housing ladder.

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Helping movers to move

From property conveyancers to surveyors, mortgage advisors and removals companies, our trusted partners are qualified and accredited.