Mortgage Advisers in Emersons Green

Get instant quotes from experienced mortgage advisers in Emersons Green

Get a quote
Keys
  • All our mortgage adviser partners are authorised and regulated by the Financial Conduct Authority
  • All tried-and-tested local mortgage specialists

The easy way to find a mortgage adviser today

Step 1

1. Complete and submit the enquiry form.

Step 2

2. You will receive details from three mortgage advisers from our panel of approved suppliers.

Step 3

3. They will be in touch to discuss your requirements, or if you are in a hurry, you can contact them.

Emersons Green Mortgage Advisers

Are you seeking a Mortgage Adviser in the Emersons Green area?

While it's possible to arrange a mortgage on your own, many buyers opt to hire a mortgage adviser to help with the process. A mortgage adviser will handle the hard work, searching for the best mortgage rates and informing you of the benefits and drawbacks of different options. Once you choose a mortgage offer, they will complete the paperwork and submit it to the lender on your behalf.

Why use a Mortgage Adviser?

  • Independent mortgage advisers have a wide knowledge of mortgage products available on the market from lots of different lenders.
  • If you are self-employed or have unusual circumstances a mortgage adviser may know which lenders are suited to your particular needs.
  • You have more rights when you take advice from a regulated mortgage adviser than if you choose a mortgage product by yourself.
  • You can save a significant amount of time and effort and ensure you are getting the right mortgage deal for your needs.
  • Most mortgage periods last between 2 and 5 years. So arranging a mortgage that isn’t right for you can cost you a significant amount of money.

How much does a Mortgage Adviser cost?

Mortgage advisers will either charge a set fee or earn through commission on the mortgage. If paid by commission, they receive payment from the lender after your mortgage is approved. Sometimes this commission is added to your mortgage, so you won't have to pay it immediately.

In some instances, the lender pays the mortgage adviser's commission, meaning you won't be billed for their services. Before engaging a mortgage adviser, confirm their payment structure. You might need to account for their fees in your overall budget.

Why use a House Nous recommended Emersons Green Mortgage Adviser

  • Trusted Partners
    Our mortgage adviser partners at House Nous are fully authorised and regulated by the Financial Conduct Authority, ensuring reliability and compliance.
  • Competitive Pricing
    You'll receive quotes from at least three different mortgage advisers, enabling you to easily compare prices and find the best option for your needs.
  • Proven Quality
    All our mortgage advisers are specialists known for their exceptional service and successful track record in delivering high-quality advice.
  • Local Expertise
    Understanding the local property market is crucial for finding the right mortgage. With local advisers, you can also benefit from face-to-face meetings and convenient document handling.

Mortgage advice

How to get the best mortgage deals

BuyingMortgages

Signing up to a mortgage is a major part of buying a property, and typically you’ll be locked in to the mortgage for 2-5 years, so getting the best deal is critical.

Read more

What is a tenancy in common?

BuyingConveyancingMortgages

When buying or selling property, understanding the different ways you can own property is crucial. One common form of property ownership is known as a "tenancy in common."

Read more

What documents do I need for a mortgage application?

BuyingMortgages

Applying for a mortgage can be a detailed and sometimes daunting process. To ensure a smooth and successful application, it’s crucial to be well-prepared with all the necessary documentation.

Read more

Latest news

Mortgage lenders step up competition with Nationwide offering first time buyers up to 6x salary with a 5% deposit

October 4th, 2024

Competition between mortgage lenders has been on the increase in recent months with lenders offering new buyers the best deals.

Read more

Bank of England announces first interest rate cut since 2020

August 5th, 2024

On 1st August 2024, The Bank of England announced their first cut to the base interest rate since March 2020. In a closely debated decision, the rate has been cut from 5.25% to 5%.

Read more

Schemes available to help first time buyers get on the housing ladder

July 24th, 2024

Saving for a deposit is a massive challenge for first time buyers in the UK. Here we cover some of the schemes available to help first time buyers get on the housing ladder.

Read more

Helping movers to move

From property conveyancers to surveyors, mortgage advisors and removals companies, our trusted partners are qualified and accredited.